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UnevenEdge

Excuse me hoes


Vamped

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2 hours ago, Quackers said:

wait there's an exam for this board?

I was told if you didnt make it to order of the owl on the old board you had to prove your worth by passing one of three trials.

>.> the other easy one was a battle to the death .... and thats definitely against covid 19 restrictions in these trying times 

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I've been smelling this foreign floral scent all day and trying my best to figure out where it was coming from. 

Its these fucking Bounce dryer sheets. I usually only get Gain but they had these in bulk at Sams so I got them

 

 

Fuck I miss Gain.

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2 hours ago, Vamped said:

Okay .... like.... how do poor people afford houses in safe neighborhoods?

Rural development loans or fha loans. Rural development gets you out of the metro areas and fha puts you anywhere. Rd loans generally have a lower interest rate as well. About the only draw back for Rd is it's limited by area. There also bonds in some areas that help pay for some expenses that loans incur. A good mortgage broker will be aware of those.

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32 minutes ago, crackymckrackin said:

Rural development loans or fha loans. Rural development gets you out of the metro areas and fha puts you anywhere. Rd loans generally have a lower interest rate as well. About the only draw back for Rd is it's limited by area. There also bonds in some areas that help pay for some expenses that loans incur. A good mortgage broker will be aware of those.

I was only half joking when I asked. XD

I was actually looking at those USDA and FHA programs. I took the home buyer class so I wouldnt seem like a complete doofus. I have to schedule a session with a housing counselor to get my certificate. Im kind of hoping they could point me in a good direction about lenders and real estate agents. My credit is pretty good aside from the student loans I owe the government. Im just a little concerned about what I can actually afford but I think buying a house would be more affordable. Renting in a safe quiet complex is insane for 2 bedrooms. 

I actually dont want to start looking too soon for houses and risk getting my hopes up for nothing >.<

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