Popular Post Vamped Posted January 23, 2021 Popular Post Posted January 23, 2021 Spoiler I PASSED MY BOARD EXAM BITCHES 12 4
Vamped Posted January 23, 2021 Author Posted January 23, 2021 3 hours ago, Mix said: Today, the board exam. Tomorrow, the world! 2
Vamped Posted January 23, 2021 Author Posted January 23, 2021 2 hours ago, Quackers said: wait there's an exam for this board? I was told if you didnt make it to order of the owl on the old board you had to prove your worth by passing one of three trials. >.> the other easy one was a battle to the death .... and thats definitely against covid 19 restrictions in these trying times 1
scoobdog Posted January 23, 2021 Posted January 23, 2021 22 minutes ago, Vamped said: How you gonna celebrate?
Poof Posted January 24, 2021 Posted January 24, 2021 congratulations we are the only board that matters tho 1
Vamped Posted January 24, 2021 Author Posted January 24, 2021 (edited) 1 hour ago, scoobdog said: How you gonna celebrate? Not gonna lie ... I think I realized how stressed I was after I came home and I took like a 3 hour nap Edited January 24, 2021 by Vamped 1
That_One_Guy Posted January 24, 2021 Posted January 24, 2021 9 hours ago, Vamped said: Hide contents I PASSED MY BOARD EXAM BITCHES IM PROUD OF YOU, BITCH! 1
bnmjy Posted January 24, 2021 Posted January 24, 2021 Lemme tell fuggs so she can congratulate you too, thot.
Rosemaryssquirt Posted January 24, 2021 Posted January 24, 2021 1 hour ago, bnmjy said: Lemme tell fuggs so she can congratulate you too, thot. Congrats girlie 2
Vamped Posted January 24, 2021 Author Posted January 24, 2021 10 hours ago, That_One_Guy said: IM PROUD OF YOU, BITCH! THANKS SLUT 1
That_One_Guy Posted January 24, 2021 Posted January 24, 2021 3 hours ago, Vamped said: THANKS SLUT I am a filthy slut
Vamped Posted January 31, 2021 Author Posted January 31, 2021 Finally finished my home buyers class. .... Adulting 2
Vamped Posted January 31, 2021 Author Posted January 31, 2021 I've been smelling this foreign floral scent all day and trying my best to figure out where it was coming from. Its these fucking Bounce dryer sheets. I usually only get Gain but they had these in bulk at Sams so I got them Fuck I miss Gain. 1
crackymckrackin Posted February 1, 2021 Posted February 1, 2021 On 1/30/2021 at 11:11 PM, Vamped said: Finally finished my home buyers class. .... Adulting I can answer all or most of your real estate questions.
Vamped Posted February 3, 2021 Author Posted February 3, 2021 On 2/1/2021 at 5:21 PM, crackymckrackin said: I can answer all or most of your real estate questions. Okay .... like.... how do poor people afford houses in safe neighborhoods? 1
crackymckrackin Posted February 3, 2021 Posted February 3, 2021 (edited) 2 hours ago, Vamped said: Okay .... like.... how do poor people afford houses in safe neighborhoods? Rural development loans or fha loans. Rural development gets you out of the metro areas and fha puts you anywhere. Rd loans generally have a lower interest rate as well. About the only draw back for Rd is it's limited by area. There also bonds in some areas that help pay for some expenses that loans incur. A good mortgage broker will be aware of those. Edited February 3, 2021 by crackymckrackin
Vamped Posted February 3, 2021 Author Posted February 3, 2021 32 minutes ago, crackymckrackin said: Rural development loans or fha loans. Rural development gets you out of the metro areas and fha puts you anywhere. Rd loans generally have a lower interest rate as well. About the only draw back for Rd is it's limited by area. There also bonds in some areas that help pay for some expenses that loans incur. A good mortgage broker will be aware of those. I was only half joking when I asked. XD I was actually looking at those USDA and FHA programs. I took the home buyer class so I wouldnt seem like a complete doofus. I have to schedule a session with a housing counselor to get my certificate. Im kind of hoping they could point me in a good direction about lenders and real estate agents. My credit is pretty good aside from the student loans I owe the government. Im just a little concerned about what I can actually afford but I think buying a house would be more affordable. Renting in a safe quiet complex is insane for 2 bedrooms. I actually dont want to start looking too soon for houses and risk getting my hopes up for nothing >.< 1
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