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UnevenEdge

true to my goal of not using credit cards in 2018


fuggnificent

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3 hours ago, wacky1980 said:

god forbid you save up and/or keep credit available, rather than approach family every time you're financially embarrassed. that doesn't get old or anything. 

It's threads like this that make her life so laughable.....She's on her downward spiral in life but has the financial mentality of a 13 year old with a $100 bill......Like she doesn't get that credit cards are not magic money cards....They are a way to augment your credit.  

 

I also have my doubt that ANY of those are credit cards because we had this conversation on lithium and she really does consider debit cards credit cards.

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1 hour ago, Gogo Yubari said:

It's threads like this that make her life so laughable.....She's on her downward spiral in life but has the financial mentality of a 13 year old with a $100 bill......Like she doesn't get that credit cards are not magic money cards....They are a way to augment your credit.  

 

I also have my doubt that ANY of those are credit cards because we had this conversation on lithium and she really does consider debit cards credit cards.

god you say some idiotic shit. who would shred their debit card?

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1 hour ago, fuggnificent said:

god you say some idiotic shit. who would shred their debit card?

The woman who said she was going to pay with her credit card but she had to wait on direct deposit to get on it about 6 years ago on Lithium.  Of course you don't remember and I can't go dig that one up, but it happened.

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I've never had a credit card but thinking about getting one just to build up some credit.  The trick is not being a dumbass with them.  I don't plan on using them for anymore than what I have.  That way I can be sure I do the payments on time.

Edited by Sieg67
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8 hours ago, Sieg67 said:

I've never had a credit card but thinking about getting one just to build up some credit.  The trick is not being a dumbass with them.  I don't plan on using them for anymore than what I have.  That way I can be sure I do the payments on time.

you can probably get 0 interest if u never had one

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