this is why i don't bank with b of a. they pulled some sketchy shit so, i closed my account.
got credit back for their 'charges'
after i closed the account, i get that dreaded 'overdraft' thingy in the mail ~the reason i closed the damn account. *and no, i didn't overdraft*
after about 3 months of battling, i got a credit back to my account for 300$ ...something like that. but it was a pain in the ass.