Yup yup. Expected this.

[fuggstop]

Bipolar people are often denied life insurance. 😢

[Phillies]

Bipolar is a life long curse in case you haven't noticed.

[Sawdamizer]

It's like you aren't even in the business.

[cyberbully]

8 minutes ago, Sawdamizer said:

It's like you aren't even in the business.

LOL, they can't afford to bury her fat ass.....They will just dump her in a ditch near the homeless people and let them have their way with the corpse.

Meaning they will burn the blubber for heat.

[1pooh4u]

Don’t feel bad. I can’t get life insurance either.  😬

[fuggstop]

17 minutes ago, Phillies said:

Bipolar is a life long curse in case you haven't noticed.

Its not fair. This means my family will be fucked over if i pass. I have to work to be covered 😭

[fuggstop]

2 minutes ago, 1pooh4u said:

Don’t feel bad. I can’t get life insurance either.  😬

why not?

[Doom Metal Alchemist]

Preeeeeeeeeetty sure it's your past suicide attempts, not your bipolar diagnosis.

[fuggstop]

19 minutes ago, Doom Metal Alchemist said:

Preeeeeeeeeetty sure it's your past suicide attempts, not your bipolar diagnosis.

It does say my prescriptions, too.

[KimopoBotar]

59 minutes ago, Doom Metal Alchemist said:

Preeeeeeeeeetty sure it's your past suicide attempts, not your bipolar diagnosis.

Lol i got life insurance. I'm not sure they can see that in all cases but it may depend on the state. 

[1pooh4u]

1 hour ago, fuggstop said:

why not?

Pre-existing medical conditions. I’m lucky  I can get health insurance rn but that could change at any time 😬

[1pooh4u]

44 minutes ago, fuggstop said:

It does say my prescriptions, too.

Did you tell them about your meds or was that info available to them without you saying?

[Zenigundam]

I'm gonna apply for life insurance too. If they send me something like that, I'm gonna flip and show up at their front door to settle it!!! 💪🦒

[1pooh4u]

1 hour ago, Doom Metal Alchemist said:

Preeeeeeeeeetty sure it's your past suicide attempts, not your bipolar diagnosis.

I thought suicide violates most life insurance policies?  I didn’t think they paid out on that. 

[1pooh4u]

Murder is the jackpot suicide nope

[Doom Metal Alchemist]

3 minutes ago, 1pooh4u said:

I thought suicide violates most life insurance policies?  I didn’t think they paid out on that. 

Most policies will have a two year suicide clause that states if the owner of the policy commits suicide within two years of the start of the policy, the policy will not pay out.

And I'm pretty sure if someone has records of multiple suicide attempts prior to trying to buy life insurance, those suicide attempts will probably make the insurance companies to go, "sorry, we ain't gonna cover ya," when the person applies.

Although, like kimopo pointed out, this could all depend on the state.

Edited November 9, 2018 by Doom Metal Alchemist

[1pooh4u]

51 minutes ago, Doom Metal Alchemist said:

Most policies will have a two year suicide clause that states if the owner of the policy commits suicide within two years of the start of the policy, the policy will not pay out.

And I'm pretty sure if someone has records of multiple suicide attempts prior to trying to buy life insurance, those suicide attempts will probably make the insurance companies to go, "sorry, we ain't gonna cover ya," when the person applies.

Although, like kimopo pointed out, this could all depend on the state.

I didn’t know there was a time frame to that  

 

Life insurance is a set up to get fed an Arsenic Martini. I watch Deadly Women...I know what’s up 😆

[naraku360]

It's almost like America sucks.

[fuggstop]

1 hour ago, 1pooh4u said:

Did you tell them about your meds or was that info available to them without you saying?

Yah they have access to those records

[scoobdog]

5 hours ago, fuggstop said:

Bipolar people are often denied life insurance. 😢

That does suck.  Even if you actually saved up money instead of wasting it, you probably still wouldn't have enough to support your daughter if something happened to you, like a terminal illness.  Are there other options?

[1pooh4u]

3 hours ago, fuggstop said:

Yah they have access to those records

Damn that’s just too much info they can get into. Me no likey 😬

[fuggstop]

2 hours ago, scoobdog said:

That does suck.  Even if you actually saved up money instead of wasting it, you probably still wouldn't have enough to support your daughter if something happened to you, like a terminal illness.  Are there other options?

GoFundMe.com