Raptorpat

So the question for high-balance individuals becomes: do you pay the minimum and let the balance grow on the hope that you pay 37 cents on the dollar in two decades, or do you pay enough to actively shrink the balance? I've been in purgatory, paying enough to freeze the interest and shave a little off the top, while trying to figure out the answer. But the reality is that there are so many variables (politics, decades) that there is no objectively right answer.

no

I was hoping to send out an e-blast tonight announcing this year's charity/fundraiser drive and will mention this too like I did last year, unless you don't want me too.

rip @mochi

congrats chuck mccarthy on your ted talk

do you think they have a crush on you and your self-made sandwiches

yes

Cool story bro

@jackiemarie90 they are playing on discord. you'd have to sign in and ask rogue to invite you to the private jackbox room.

the boundaries of AMA end at the intimate details of sandwich procural

self-prepared or store-bought?

That's the public service program, where you have to work for government or a non-profit for 10 years and make 120 on-time payments. The first class hitting the ten year mark was 2017 or 2018 and Betsy DeVos either through intention or incompetence denied thousands of people who applied for final forgiveness. I'm in the regular old public sector bucket. 25 years of income-based payments and the remainder is forgiven but treated as taxable income upon forgiveness.

i am about a year ahead on my mortgage, but I will never catch up on student loans so we'll see whether the federal gov't honors its commitments in another 20 years, and whether that forgiveness will be taxed.

what kind of cold cut sammich?

i wanted to use the term "paddlin" but seems like that's covered

people who "like" fb posts about losing all your personal contacts because your phone didn't back up properly are psychos

https://unevenedge.com/topic/47354-secret-or-is-it-for-you-this-year-from-santa/

what kind of lunch

generally get so caught up in the emotion of people/pets dying that acknowledging the actual logistical aspects of death feels so weird to me, whenever it happens

Does anyone know if you can get more of the apricorn balls the ball guy gives you? Accidentally brushed a shoulder button while selecting a great ball and I used my friend ball on a shuckle...

you have to rip the tag off your shirt

maybe one of you make a steamsale thead to compile gams ppl might want to buy for potential game nights and i will flot it

I know how to do it you dingus, I manually edit the code to tag you like that