Swimmod_Luna Posted October 10, 2019 Posted October 10, 2019 Send me ur money I'll look after it for u
fuggstop Posted October 10, 2019 Posted October 10, 2019 3 hours ago, Naraku4656 said: STOP SPENDING MONEY, ME. YOU'RE A JERK 4
Naraku4656 Posted October 10, 2019 Author Posted October 10, 2019 1 hour ago, Athena 92 said: Send me ur money I'll look after it for u i'm broke now, sorry
Naraku4656 Posted October 10, 2019 Author Posted October 10, 2019 3 hours ago, Poof said: I'm pm you my cashapp all my money is gone now. all i have left is dirty laundry i need to do
Seight Posted October 10, 2019 Posted October 10, 2019 It's the entirely human response of "BUT I WANT THINGS NOW!"
tsar4 Posted October 10, 2019 Posted October 10, 2019 6 hours ago, Naraku4656 said: STOP SPENDING MONEY, ME. YOU'RE A JERK "BUT THE MORE YOU BUY, THE MORE YOU SAVE!!!" (every loud tv commercial ever)
Rogue_Alphonse Posted October 11, 2019 Posted October 11, 2019 6 hours ago, Naraku4656 said: STOP SPENDING MONEY, ME. YOU'RE A JERK Same here. < "needs" (I could push what I have til Spring) $600 for new tires by December <is buying a $500 welder for $200 while on a Philly trip to go to a Tool concert in November
Naraku4656 Posted October 11, 2019 Author Posted October 11, 2019 my one credit card got paid off and it was $900. bleeeeeh
Swimmod_Luna Posted October 11, 2019 Posted October 11, 2019 1 minute ago, Naraku4656 said: my one credit card got paid off and it was $900. bleeeeeh I have a credit card that I need to pay like $2000 on before the 20th RIP me
Naraku4656 Posted October 11, 2019 Author Posted October 11, 2019 7 minutes ago, Athena 92 said: I have a credit card that I need to pay like $2000 on before the 20th RIP me my total was $2500 across all of my shit. kill me
NaBarney Posted October 11, 2019 Posted October 11, 2019 Excluding phone rent and utilities I live on less than $300 a month.
Naraku4656 Posted October 11, 2019 Author Posted October 11, 2019 Just now, NaBones said: Excluding phone rent and utilities I live on less than $300 a month. and with that? yeah yeah area's standard of living i know
Swimmod_Luna Posted October 11, 2019 Posted October 11, 2019 2 minutes ago, Naraku4656 said: my total was $2500 across all of my shit. kill me I have one that's at over 6k because it has 0 interest until I think April and we've been really bad about abusing that fact. Should still be able to pay it off in time or at the very least transfer anything that's leftover on it to my "emergency" card which seems to send me an offer every month for 0 interest balance transfer for 12 months. Still stresses me out to see that high balance and it makes my credit score sad.
Naraku4656 Posted October 11, 2019 Author Posted October 11, 2019 1 minute ago, Athena 92 said: I have one that's at over 6k because it has 0 interest until I think April and we've been really bad about abusing that fact. Should still be able to pay it off in time or at the very least transfer anything that's leftover on it to my "emergency" card which seems to send me an offer every month for 0 interest balance transfer for 12 months. Still stresses me out to see that high balance and it makes my credit score sad. jeez i don't think i ever carried a balance that high on a credit card before. medical stuff?
Swimmod_Luna Posted October 11, 2019 Posted October 11, 2019 Just now, Naraku4656 said: jeez i don't think i ever carried a balance that high on a credit card before. medical stuff? Kidney used it when he got lasik so yeah that's like half of it lol. And just being too lax about the whole "introductory 0% interest" thing. That card had some good 5% cash back categories earlier this year so we were using it like all the time but not really worrying about paying it off right away. Now that kidney is working and we're trying to get better about controlling our spending it should be no problem to get it paid off before it starts getting interest
Naraku4656 Posted October 11, 2019 Author Posted October 11, 2019 3 minutes ago, Athena 92 said: Kidney used it when he got lasik so yeah that's like half of it lol. And just being too lax about the whole "introductory 0% interest" thing. That card had some good 5% cash back categories earlier this year so we were using it like all the time but not really worrying about paying it off right away. Now that kidney is working and we're trying to get better about controlling our spending it should be no problem to get it paid off before it starts getting interest well that would explain it. doesn't not paying anything hurt your credit score though?
Swimmod_Luna Posted October 11, 2019 Posted October 11, 2019 Just now, Naraku4656 said: well that would explain it. doesn't not paying anything hurt your credit score though? I always pay at least the minimum, of course. Usually way more than the minimum if I can afford to but these past few months after we moved and it was just me working for a couple months I could only do the absolute minimum because I had to put more towards my card that does have interest so I could make sure to pay it off. It does affect my credit because the balance is so high that my percentage of credit used is way higher than it should be. Still have a score over 700 though and was able to get a good rate when I got my car a few months back.
Naraku4656 Posted October 11, 2019 Author Posted October 11, 2019 10 minutes ago, Athena 92 said: I always pay at least the minimum, of course. Usually way more than the minimum if I can afford to but these past few months after we moved and it was just me working for a couple months I could only do the absolute minimum because I had to put more towards my card that does have interest so I could make sure to pay it off. It does affect my credit because the balance is so high that my percentage of credit used is way higher than it should be. Still have a score over 700 though and was able to get a good rate when I got my car a few months back. yikes that sounds rough but it's good that it's still manageable. thankfully i've never had to carry a balance on a regular credit card. i have on cards that i got specifically to finance something and then closed right after but i haven't bought something that big in years
NaBarney Posted October 11, 2019 Posted October 11, 2019 1 hour ago, Naraku4656 said: and with that? yeah yeah area's standard of living i know What? $300 gets me food and beer and everything for the month, we're in the same region costs are roughly the same. I'm counting weed toward utilities
Naraku4656 Posted October 11, 2019 Author Posted October 11, 2019 7 hours ago, NaBones said: What? $300 gets me food and beer and everything for the month, we're in the same region costs are roughly the same. I'm counting weed toward utilities Dude it is not the same. If we're including internet, which I will because I don't smoke, are at least about $150 of that. Unless you're splitting utilities or living in a one bedroom apartment getting one of them for free. Even in my old apartment, shit was maybe $100. Unless you're eating lentils every night, food is going to be more than $150 a month.
fuggstop Posted October 11, 2019 Posted October 11, 2019 19 minutes ago, Naraku4656 said: Dude it is not the same. If we're including internet, which I will because I don't smoke, are at least about $150 of that. Unless you're splitting utilities or living in a one bedroom apartment getting one of them for free. Even in my old apartment, shit was maybe $100. Unless you're eating lentils every night, food is going to be more than $150 a month. Hes trying to trigger you. Did you see his full body shot of his little boy body? Hes skin and bones. He definitely doesn't eat everyday and when he does eat its probably not very well at all.
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