fuggstop Posted August 17, 2018 Posted August 17, 2018 I said "how can i save money for my daughter without being able to take the money out?" 😂
fuggstop Posted August 17, 2018 Author Posted August 17, 2018 2 minutes ago, Sawdamizer said: How much did you open it with? $70 Gonna add to it every payday
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 Just now, fuggstop said: $70 Gonna add to it every payday Lmao... Liar. I've never heard of a CD for less than $500. 1
fuggstop Posted August 17, 2018 Author Posted August 17, 2018 (edited) 2 minutes ago, Sawdamizer said: Lmao... Liar. I've never heard of a CD for less than $500. Why would i sit here and lie to a buncha miserable losers? Edited August 17, 2018 by fuggstop
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 Why would you feel the need to inform a bunch of miserable losers? 1
RainyDayJizz#35 Posted August 17, 2018 Posted August 17, 2018 "Special EasyStart 1 yr" Abbreviation for "we don't count on you to follow through with this commitment." 1
fuggstop Posted August 17, 2018 Author Posted August 17, 2018 2 minutes ago, Sawdamizer said: Why would you feel the need to inform a bunch of miserable losers? Boredom
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 3 minutes ago, fuggstop said: Boredom Fat fuck
fuggstop Posted August 17, 2018 Author Posted August 17, 2018 Just now, Sawdamizer said: Fat fuck Bearded bitch
RainyDayJizz#35 Posted August 17, 2018 Posted August 17, 2018 Just now, Quackers said: What's your rate O.00453% 1
RainyDayJizz#35 Posted August 17, 2018 Posted August 17, 2018 No wait, they gotta make it sound good. 1.013%
wacky1980 Posted August 17, 2018 Posted August 17, 2018 seriously though, board rate on something like that is probably 0.10% and she won't get anything better than board rate.
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 3 minutes ago, Quackers said: Looks like it's 3 percent Not bad Right... Did you see the maximum on that Mr wizard?
Tengu Posted August 17, 2018 Posted August 17, 2018 21 minutes ago, fuggstop said: Why would i sit here and lie to a buncha miserable losers? What kind of miserable loser has to post a screenshot of banking info? That’s just fucking dumb. 1
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 Just now, Tengu said: What kind of miserable loser has to post a screenshot of banking info? That’s just fucking dumb. Meet fuggs 1
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 5 minutes ago, Quackers said: Person: you're lying Fuggs: no i'm not and here's proof Person: LMAO WHAT A LOSER You forgot the boner that is defending her
discolé monade Posted August 17, 2018 Posted August 17, 2018 ok cool. @Sawdamizer if someone opened 2 cd's at 1k$ start, in '06 how much would they be worth? how would they be located if said person passed away? could they be cashed by a non family member? 1
fuggstop Posted August 17, 2018 Author Posted August 17, 2018 39 minutes ago, Quackers said: What's your rate 2.95%
fuggstop Posted August 17, 2018 Author Posted August 17, 2018 45 minutes ago, GreatBallsOfJizz said: "Special EasyStart 1 yr" Abbreviation for "we don't count on you to follow through with this commitment." I wanted it to be closed til shes 14 but they said i have to renew it yearly *sigh* gonna tell my brothers i have it in case anything happens
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 11 minutes ago, discolemonade said: ok cool. @Sawdamizer if someone opened 2 cd's at 1k$ start, in '06 how much would they be worth? how would they be located if said person passed away? could they be cashed by a non family member? Most likely would be escheated to the state. You can Google the name generally and it will tell you what the abandoned value is
discolé monade Posted August 17, 2018 Posted August 17, 2018 1 minute ago, Sawdamizer said: Most likely would be escheated to the state. You can Google the name generally and it will tell you what the abandoned value is the name? his name? or the name on the cd's?
RainyDayJizz#35 Posted August 17, 2018 Posted August 17, 2018 2 minutes ago, fuggstop said: I wanted it to be closed til shes 14 but they said i have to renew it yearly *sigh* gonna tell my brothers i have it in case anything happens I am neglectful of my money and you make me feel better.
fuggstop Posted August 17, 2018 Author Posted August 17, 2018 10 minutes ago, GreatBallsOfJizz said: I am neglectful of my money and you make me feel better. I have a chemical imbalance where im predisposed to shopping sprees 😔 But im fighting to start my daughter off on the right foot
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 12 minutes ago, discolemonade said: the name? his name? or the name on the cd's? Usually it's by the last name to see if there is anything out there. I can help you if you need, I used to track down people's monies when I was a branch manager. 1
wacky1980 Posted August 17, 2018 Posted August 17, 2018 23 minutes ago, discolemonade said: ok cool. @Sawdamizer if someone opened 2 cd's at 1k$ start, in '06 how much would they be worth? how would they be located if said person passed away? could they be cashed by a non family member? i'm gonna chime here. this is all hypothetical because i doubt you'll find a bank that would do this, but if you opened one $1k cd in 2006 with a 12-year maturity at 3% fixed yield and bi-annually compounded interest that was re-invested into the cd, it would be worth about $1430 at maturity in 2018. at 4%, you're looking at $1609. in reality, the rate would have changed whenever the cert renewed (probably every 3/6/9 mo or 1/2/3 years, etc) so these numbers are probably a bit high. but that's your ballpark. 1
wacky1980 Posted August 17, 2018 Posted August 17, 2018 2 minutes ago, Sawdamizer said: Usually it's by the last name to see if there is anything out there. I can help you if you need, I used to track down people's monies when I was a branch manager. i just claimed $6.46 from a google thing a week ago, but i have no idea from when or why. 1
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 Just now, wacky1980 said: i just claimed $6.46 from a google thing a week ago, but i have no idea from when or why. I had a savings account that was an UTMA ... It was like 1400. 1
wacky1980 Posted August 17, 2018 Posted August 17, 2018 6 minutes ago, Sawdamizer said: I had a savings account that was an UTMA ... It was like 1400. grandparents maybe? sneaky, forgetful savers, those old folks.
Sawdamizer Posted August 17, 2018 Posted August 17, 2018 1 minute ago, wacky1980 said: grandparents maybe? sneaky, forgetful savers, those old folks. Uncle... He was a drink and did shit like that all the time. 1
stilgar Posted August 17, 2018 Posted August 17, 2018 1 hour ago, Sawdamizer said: Meet fuggs MEAT fuggs! 2
discolé monade Posted August 17, 2018 Posted August 17, 2018 52 minutes ago, wacky1980 said: i'm gonna chime here. this is all hypothetical because i doubt you'll find a bank that would do this, but if you opened one $1k cd in 2006 with a 12-year maturity at 3% fixed yield and bi-annually compounded interest that was re-invested into the cd, it would be worth about $1430 at maturity in 2018. at 4%, you're looking at $1609. in reality, the rate would have changed whenever the cert renewed (probably every 3/6/9 mo or 1/2/3 years, etc) so these numbers are probably a bit high. but that's your ballpark. well...that isn't a lot, now is it? cd's, the new way to do saving's bonds?
wacky1980 Posted August 17, 2018 Posted August 17, 2018 27 minutes ago, discolemonade said: well...that isn't a lot, now is it? cd's, the new way to do saving's bonds? CDs have had pretty shitty returns over the last 10 years. their rates are starting to climb again, but that also means it's becoming more expensive to borrow money too. if you don't mind a bit of risk, it's more profitable to invest in mutual funds. 1
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