basically the rich use them to hide their money from the irs while getting up to 30% interest earnings on dividends tax deferred
not next year but def in 2019 im buying a policy with paid up additions and paying extra in premiums so it can earn interest then fucking withdrawing it after 15 years without penalty
if u have REAL money...say..$50k or more inbox me and i can tell you how to earn way more interest with your money than with any bank ever could. but shit you probably already know if you're truly wealthy