discolé monade

quite a bit, through the missionary schools on first nations land.

the first nations people are....pleased.

My final attempt to help those that don’t understand the student loan game. Mortgage: At closing, you know exactly what you will pay back. Interest is calculated monthly. Extra payments pay down principal. My Mortgage was $135k for a 30-year loan in 2004. Refinanced once for lower interest rates and terms. We made a couple of lump sum principal payments and the house was paid off in 2021. That's 13 years early. Student Loan: Interest is compounded daily. Extra payments go toward future payments, not to pay down the principal. If you don’t make a monthly payment because you are paid up in advance, your interest is still calculated daily. I was told if I made my payments on time (I never missed a single payment nor paid late) loan would be paid off in 20 years. I won’t say the college financial aid rep lied to me. What I will say is she probably didn’t understand it herself. I was also told about the Public Service Forgiveness. Make 10 years of payments and the rest is paid off. Well, when I applied, I was told my loans weren’t eligible. I borrowed $45,000 in student loans First 10 years I paid $275/month = $33,000 Next 15 years I paid $550/month = $99,000 1 final lump sum payment = $16,000 Total $148,000 Mortgage $135k paid off in 17 years for a total of $183,000. Student Loan $45k paid off in 25 years after making a final $16k payment for a total of $148,000. Yes, you can say everyone should know better, but chances are you wouldn’t have known any better either. We are told over and over that your way out of poverty is through education. Yet, the poorest, most vulnerable, first-generation college students are just happy to be living their dream and trying their hardest to escape the cycle of poverty. What the government should do is take every penny people have paid toward interest and apply it to the principal and preferably stop charging interest. This would probably pay off many loans. At the most, the loans should be set up like a mortgage. Anyone who reads this and doesn’t understand the system is broken doesn’t want to understand. Mary Jacob/FB

yeah...but henry changed the rules as he went along. and all that stopped after his death and things were set in stone. so i thought.

the same people in TD, that apparently, you're trying to get back in to?

also, i don't think it's right that charles gets to take the thrown, seeing how he divorced and then married a divorced woman.

*keith richards enters the room* what's all this now?

but df was the problem......

fuck. i hate to agree with bitch boi...but this is just fucking stupid.

why am i seeing a 'notification' on the bell, but when i click, there's nothing?

feel better.

fine.

you would think that was some sort of NO NO...i mean... what do i know about being stalked on the boards and habitially d'oh balled, or have my threads attempted to be derailed?

awww. well...yes...yes i did. but i didn't remove it. and something DID happen, i get a lecture. so...i'll leave your delicate sense of self alone.

did you know the average debt is over $32k? how much debt did you get cancelled?

let's talk student debt cancellation.

just a stall tactic.

what nabs? what's so funny? the fact that companies use carbon offsets to continue to pollute..... or... what? what is it?

oops

you mean like the one you didn't join?

like carbon offset. pfft

and tomorrow is monday. labor day. that is all.

gorbachev referred to the the chernobyl incident as the 'true' reason for the fall of the soviet union.