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UnevenEdge

So my student loans were automatically put into forbearance


Swimmod_Luna

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1 hour ago, Athena 92 said:

We're both still working full-time so I had planned to keep paying but I guess I don't have to until November now. That's pretty cool that's an extra $123 a month that I can now put into my dying portfolio.

Same

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6 minutes ago, avec said:

I was on an IDR plan so the no interest through September is nice, but the inevitable amount of debt I will probably never pay back still stands.

I'm on IDR, too. Trying to do the PSLF program thing if it even still exists when I'll qualify for it. Think I have like, 6 or 7 years to go because the year and a half I worked at the residential facility doesn't count since I wasn't "full time" despite the fact that I averaged 40+ hours a week. Also the forbearance just adds on to my time since PSLF is based on when you make 120 monthly payments and since I have no monthly payment due right now, any payment I make would just be "extra" so why bother.

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So were mine. I'm just gonna' keep putting money into it as much as possible, because I'm just ready to be done with it by next year. An extra $200 in my account would be nice when all of this shit blows over.

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2 hours ago, Athena 92 said:

I'm on IDR, too. Trying to do the PSLF program thing if it even still exists when I'll qualify for it. Think I have like, 6 or 7 years to go because the year and a half I worked at the residential facility doesn't count since I wasn't "full time" despite the fact that I averaged 40+ hours a week. Also the forbearance just adds on to my time since PSLF is based on when you make 120 monthly payments and since I have no monthly payment due right now, any payment I make would just be "extra" so why bother.

I would make payments also but it literally would go nowhere, like throwing money into a hole.  I hear you.

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