Swimmod_Luna Posted April 9, 2020 Posted April 9, 2020 We're both still working full-time so I had planned to keep paying but I guess I don't have to until November now. That's pretty cool that's an extra $123 a month that I can now put into my dying portfolio. 1
jackiemarie90 Posted April 9, 2020 Posted April 9, 2020 YAY! I'm waiting on my gov check so I can pay rent for the summer and fall. XD
Still Me Posted April 9, 2020 Posted April 9, 2020 1 hour ago, Athena 92 said: We're both still working full-time so I had planned to keep paying but I guess I don't have to until November now. That's pretty cool that's an extra $123 a month that I can now put into my dying portfolio. Same
avec Posted April 10, 2020 Posted April 10, 2020 I was on an IDR plan so the no interest through September is nice, but the inevitable amount of debt I will probably never pay back still stands.
Swimmod_Luna Posted April 10, 2020 Author Posted April 10, 2020 4 hours ago, PhilosipherStoned said: congrats let party. let party
Swimmod_Luna Posted April 10, 2020 Author Posted April 10, 2020 6 minutes ago, avec said: I was on an IDR plan so the no interest through September is nice, but the inevitable amount of debt I will probably never pay back still stands. I'm on IDR, too. Trying to do the PSLF program thing if it even still exists when I'll qualify for it. Think I have like, 6 or 7 years to go because the year and a half I worked at the residential facility doesn't count since I wasn't "full time" despite the fact that I averaged 40+ hours a week. Also the forbearance just adds on to my time since PSLF is based on when you make 120 monthly payments and since I have no monthly payment due right now, any payment I make would just be "extra" so why bother. 1
Gyaos Posted April 10, 2020 Posted April 10, 2020 So were mine. I'm just gonna' keep putting money into it as much as possible, because I'm just ready to be done with it by next year. An extra $200 in my account would be nice when all of this shit blows over. 1
avec Posted April 10, 2020 Posted April 10, 2020 2 hours ago, Athena 92 said: I'm on IDR, too. Trying to do the PSLF program thing if it even still exists when I'll qualify for it. Think I have like, 6 or 7 years to go because the year and a half I worked at the residential facility doesn't count since I wasn't "full time" despite the fact that I averaged 40+ hours a week. Also the forbearance just adds on to my time since PSLF is based on when you make 120 monthly payments and since I have no monthly payment due right now, any payment I make would just be "extra" so why bother. I would make payments also but it literally would go nowhere, like throwing money into a hole. I hear you.
Sawdamizer Posted April 10, 2020 Posted April 10, 2020 If you can continue to make the payments, I would do it. That is, if you're comfortable in your savings and what your obligated to pay.
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