my old company didn't offer an HSA so i always used an FSA. this company, the health plan is too expensive to use anything but a high deductible plan but thankfully they have the option of doing an HSA as well.
a real answer i guess is to also be the one to initiate foreplay and take control in sexual situations. i don't mind being the one to do it, but i don't like always being the one to have to do it.