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got a job offer today


Naraku4656

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4 minutes ago, 🍬Candy🍬 said:

What benefits? 

so the healthcare/vision would be more expensive, dental is about the same, 401k match is way worse, PTO is the same (25 days) but less carryover but they do buy back PTO which is nice. no legal benefits. bonus is about the same.

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5 minutes ago, Naraku4656 said:

idk i'll ask someone who has been in the industry longer than me @Cancer what do you think. higher salary but a 6k cut in total comp, but a better commute and a better work environment. or higher comp, lower salary. ok commute and you're 24x7

At your age, never go backwards.

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58 minutes ago, Naraku4656 said:

so the healthcare/vision would be more expensive, dental is about the same, 401k match is way worse, PTO is the same (25 days) but less carryover but they do buy back PTO which is nice. no legal benefits. bonus is about the same.

Premiums, co-pays or both on the insurance? 401k is a sticking point, but if you can adjust your budget to compensate it isn't necessarily bad. (just pray Trump is re-elected or you're fucked) you shouldn't need legal benefits. If the new job is a shorter commute and better environment it might be worth the switch, particularly if it adds to your scope of work skills.

Seems like a your call kind of thing, but I wouldn't go backwards in job title or responsibilities, you need to be adding to that now.

 

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Just now, Quackers said:

Why not attempt negotiating 

it would have to be at least 8-10k more than they're offering right now in order to even be on par after all benefit costs have been taken out. i told them i'd call them back on monday because of the holiday but i don't think they're going to go for it

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Just now, Ginguy said:

Premiums, co-pays or both on the insurance? 401k is a sticking point, but if you can adjust your budget to compensate it isn't necessarily bad. (just pray Trump is re-elected or you're fucked) you shouldn't need legal benefits. If the new job is a shorter commute and better environment it might be worth the switch, particularly if it adds to your scope of work skills.

Seems like a your call kind of thing, but I wouldn't go backwards in job title or responsibilities, you need to be adding to that now.

 

it would be premiums, deductible, AND copay cost raise. i wouldn't go backwards in title but it wouldn't be going forwards either

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3 minutes ago, Naraku4656 said:

it would be premiums, deductible, AND copay cost raise. i wouldn't go backwards in title but it wouldn't be going forwards either

How much do you really use your insurance? If it is "just when I'm really sick" then it isn't a big deal, if it is "I'll die without my pills" then it might be worth looking into coverage and costs.

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2 minutes ago, Ginguy said:

How much do you really use your insurance? If it is "just when I'm really sick" then it isn't a big deal, if it is "I'll die without my pills" then it might be worth looking into coverage and costs.

i have an appointment with a dermatologist in about two weeks, i had an appointment with an ophthalmologist a few months back so i do use it. not "i'll die without my pills" but "hey i'm not worried about going to the doctor and asking a question because the copay is only $50"

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8 minutes ago, Ginguy said:

If the doctors are still in network just put away a little more for planned appointments.

You can always do some freelance work as well, as long as it isn't in violation of non-competition policies.

 

the kind of work i do there really isn't any way to do freelancing. though i have thought about it. i think the doctors would still be in network, but the problem is still that i'd be getting paid less overall. i'm leaning towards "no" on this mostly because of benefits. also if i was going to go that route, i could cut in half the amount i pay in healthcare now and take a $300 deductible for the year.

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28 minutes ago, Naraku4656 said:

the kind of work i do there really isn't any way to do freelancing. though i have thought about it. i think the doctors would still be in network, but the problem is still that i'd be getting paid less overall. i'm leaning towards "no" on this mostly because of benefits. also if i was going to go that route, i could cut in half the amount i pay in healthcare now and take a $300 deductible for the year.

If the benefits are that important. What about mobility, can you move upward at your current position easier than at the other position? If you can't move upward in the next two years at your current employer but could at the other, then take the short-term hit for the long term gain.

 

Or not. You gotta pay the mortgage after all.

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10 minutes ago, Ginguy said:

If the benefits are that important. What about mobility, can you move upward at your current position easier than at the other position? If you can't move upward in the next two years at your current employer but could at the other, then take the short-term hit for the long term gain.

 

Or not. You gotta pay the mortgage after all.

so either place has the same mobility. i don't think i could move upwards in 2 years either way, maybe 4 because of the recent change in roles. yeah i do need to live lol

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