Swimmod_Luna Posted February 27, 2018 Share Posted February 27, 2018 Went in last week to close my account but apparently they didn't actually close it just withdrew all the money so the monthly service fee hit and now there's a negative balance in the account. Link to comment Share on other sites More sharing options...
Derackthehunter Posted February 27, 2018 Share Posted February 27, 2018 This is why I use a credit union. Link to comment Share on other sites More sharing options...
Swimmod_Luna Posted February 27, 2018 Author Share Posted February 27, 2018 1 minute ago, Derackthehunter said: This is why I use a credit union. I mean the teller told me he closed the account. So I shouldn't have to actually pay the fee because it's an error, right? Right? Link to comment Share on other sites More sharing options...
fuggnificent Posted February 27, 2018 Share Posted February 27, 2018 6 minutes ago, Derackthehunter said: This is why I use a credit union. I think ill switch to the credit union when i have a day off to do nothing in a couple of weeks. I have the worst bank. Link to comment Share on other sites More sharing options...
Derackthehunter Posted February 27, 2018 Share Posted February 27, 2018 10 minutes ago, Athena 92 said: I mean the teller told me he closed the account. So I shouldn't have to actually pay the fee because it's an error, right? Right? If that's what you were told then you shouldn't be liable for the overage charge. Link to comment Share on other sites More sharing options...
Derackthehunter Posted February 27, 2018 Share Posted February 27, 2018 6 minutes ago, fuggnificent said: I think ill switch to the credit union when i have a day off to do nothing in a couple of weeks. I have the worst bank. Do it. I haven't regretted it. I love not paying money to someone so they can hold my money. Link to comment Share on other sites More sharing options...
Swimmod_Luna Posted February 27, 2018 Author Share Posted February 27, 2018 11 minutes ago, Derackthehunter said: If that's what you were told then you shouldn't be liable for the overage charge. I was. And then when I logged in and saw the account history, on the day I closed the account there was a withdraw memo scanned in there for the balance of the account with the memo "Close Acct *account number*" Should be ez peazy lemon squeezy to get it sorted out then. Link to comment Share on other sites More sharing options...
Derackthehunter Posted February 27, 2018 Share Posted February 27, 2018 5 minutes ago, Athena 92 said: I was. And then when I logged in and saw the account history, on the day I closed the account there was a withdraw memo scanned in there for the balance of the account with the memo "Close Acct *account number*" Should be ez peazy lemon squeezy to get it sorted out then. Yeah assuming they aren't asshats. Link to comment Share on other sites More sharing options...
Swimmod_Luna Posted February 27, 2018 Author Share Posted February 27, 2018 6 minutes ago, Derackthehunter said: Yeah assuming they aren't asshats. It was easy enough to "close" the account the first time so hopefully not. They closed my savings account (it actually says "Closed" by that one so I know it's closed). So hopefully they're cool about fixing the mistake. Link to comment Share on other sites More sharing options...
Derackthehunter Posted February 27, 2018 Share Posted February 27, 2018 5 minutes ago, Athena 92 said: It was easy enough to "close" the account the first time so hopefully not. They closed my savings account (it actually says "Closed" by that one so I know it's closed). So hopefully they're cool about fixing the mistake. I hope so Link to comment Share on other sites More sharing options...
SwimModSponges Posted February 27, 2018 Share Posted February 27, 2018 You should come prepared to rob them just in case. Link to comment Share on other sites More sharing options...
discolé monade Posted February 27, 2018 Share Posted February 27, 2018 this is why i don't bank with b of a. they pulled some sketchy shit so, i closed my account. got credit back for their 'charges' after i closed the account, i get that dreaded 'overdraft' thingy in the mail ~the reason i closed the damn account. *and no, i didn't overdraft* after about 3 months of battling, i got a credit back to my account for 300$ ...something like that. but it was a pain in the ass. Link to comment Share on other sites More sharing options...
Clu Posted February 27, 2018 Share Posted February 27, 2018 I got offered a regional VP position for a credit union here where I moved and I just don't know if I have it in me to go back in to banking. Link to comment Share on other sites More sharing options...
AnimationFan14 Posted February 27, 2018 Share Posted February 27, 2018 4 hours ago, Athena 92 said: I mean the teller told me he closed the account. So I shouldn't have to actually pay the fee because it's an error, right? Right? You shouldn’t have to pay any fee if you were told there was no longer any account a fee could be applied to Also that teller needs a bish slap Link to comment Share on other sites More sharing options...
Swimmod_Luna Posted February 27, 2018 Author Share Posted February 27, 2018 Just now, AnimationFan14 said: You shouldn’t have to pay any fee if you were told there was no longer any account a fee could be applied to Also that teller needs a bish slap I talked to the same teller and he was really apologetic about it he said he thought he had closed it and seems genuinely confused. Took care of the fee and gave me his card, said to call him personally if I had anymore issues. Link to comment Share on other sites More sharing options...
AnimationFan14 Posted February 27, 2018 Share Posted February 27, 2018 (edited) 1 hour ago, Athena 92 said: I talked to the same teller and he was really apologetic about it he said he thought he had closed it and seems genuinely confused. Took care of the fee and gave me his card, said to call him personally if I had anymore issues. Sounds like it was just a bizarre error of some kind Glad to hear it’s one that can be easily fixed Edited February 27, 2018 by AnimationFan14 Link to comment Share on other sites More sharing options...
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