I'm sometimes just very confused about how some other people live. Take my neighbor, for example. She gets about $950 a month from SSI and has rental assistance. She called me and said she couldn't walk out of the house today because of all this ice laying around. She's 75 years old. Then, she asked me to stop in a store and pick up her lottery tickets. Turns out she spends $10 a day on the Pick 3. Okay, so I brought the tickets to her and can see that it's over $3k a year spent on something that could only pay 500 or 600 in its maximum payout.
But, she also says she occasionally runs short on grocery money.
But how pervasive is this sort of behavior? Well, how about the amount of time I spent standing in line, behind six other people who were tossing twenties and fifties across the counter?
I developed this mindset decades ago that poverty is not an income problem, it's an outflow problem. It's just like heating your house... when it's too cold in there, try shutting the windows.