so even though my car was parked, it got hit once. so they count that as an "accident". even though it was no-fault. that raised it, plus they wanted to count a ticket i got from an out of state speed camera, even though those count against the car and not the driver. my current insurance company doesn't even care about those but the ones i was looking at sure do. so after factoring that in, it was at parity with what i'm paying now, or at least close enough to parity that it didn't make sense to go through the trouble of cancelling my policy and switching it out