So i started repeating all the stupid back to this man.
Him: i pay $22 out of every paycheck and you only paid me $175. I missed 10 days off work (after he says this 5x i say)
Me: you expect us to refund all your premiums every time you have a claim?
Him: no. But you only paid me $175!
Me: what benefits did we miss?
Him: maybe your not understanding me. I pay $22 out of all my paychecks
Me: can you tell me what you were expecting?
Him:more than this
Me: look at your policy and tell me what we missed paying for please
Him:i dont have my policy
Me: have you ever seen it?
Long story short...dont sign up for stuff then sit there and dont know what you have then be stupid enough to complain. This man had a cut less than two inches and expected a windfall. Get fucking bent.