Jeez for a Kia?
At least you'll have it paid off in no time!
Don't take offense to that, I actually feel it worse for most of the people who buy new Hyundai/Kia for $99 down and $99 a month thinking they "got a good deal". I mean in some cases yeah, it helps but if you can afford more, do it.
I just ordered a furnace for my city house and it has to be installed and ready to run by like Wednesday -_' that $911 will bump up to about $1300 when all is said and done, maybe even more. Still saves me about $2-3,000 though!