"no major changes on your credit report"

[fuggnificent]

[enad]

They mean you're still black and they don't trust it.

[fuggnificent]

They mean you're still black and they don't trust it.

 

or paying everything 29 days late doesn't affect your credit score

[enad]

or paying everything 29 days late doesn't affect your credit score

As I said, still black.

[fuggnificent]

As I said, still black.

 

is your avatar talking about the size of your man piece?

[enad]

Actually she's eating an invisible corn cob.

[André Toulon]

That's the magic of having no credit history or one too tiny to actually calculate.