Well, for starters unemployment wouldn't be enough to cover my expenses. Already used up a lot of my savings when I was on it before and haven't been able to build up enough to last more than a month. Second, they rarely fire people here so they can avoid paying unemployment. They "ask you to resign". I'm guessing if you refuse they either find a way to fire you for cause so you can't get unemployment or just put you under indefinite, unpaid administrative leave while they "investigate".